Stop Losing Workers’ Comp Accounts to Declinations
Turn Declined Contractor Accounts into Revenue
Place the contractor accounts your markets decline — and earn upfront commissions plus long-term residual income.
Sign to start earning commissions today
Send Us Your Next Declined Contractor
15 mins PEO Discovery & Pricing
30 mins PEO Discovery & Pricing
1 Hour Urgent Same Day Approval & Bind Request
Your Workers’ Comp Markets Declined the Contractor. Now What?
When carriers decline accounts, PayCorp helps agencies place them quickly.
Same-Day Quotes and Faster Placements
Avoid endless underwriting back-and-forth and get faster approvals for contractor accounts. We streamline compliance so your insureds can focus on growth.
Keep Clients Instead of Losing Them to Declinations
Offer a solution when traditional workers’ comp markets say no and secure client loyalty, stabilize revenue streams, and foster long-term relationships.
Earn Commission on Accounts Your Markets Decline
Turn declined contractor submissions into new recurring revenue streams.
The PayCorp Agency Partner Advantage
Partner With PayCorp to Recover Lost Workers’ Comp Revenue:
Commission Advantage:
40%
1-9 Active Accounts
50%
10+ Active Accounts
Earn commissions every time, with no required audits.
Know Exactly What You Earn on Every Bound Account
Always know exactly what you’re earning with every quote, with no hidden surprises.
Refer the Account or Work With Us Hands-On
Whether hands-on or hands-off, Paycorp adapts to your agency’s preferred way of working.
Same-Day Quotes, Binds, and Certificates for Contractors
We simplify the approval process, enabling you to move quickly and efficiently.
Stop Letting Declined Workers’ Comp Accounts Walk Away
1
Schedule a quick call and learn how to place contractor accounts your markets decline.
2
Send us the contractor submission your carriers declined.
3
We handle quoting, underwriting, and placement, making sure your referral gets the best service.
4
Earn upfront commission and residual income while the account stays active for as long as it stays active, no matter the size or range of your referral.
Prefer a Hands-Off Referral Model?
If you favor a more hands-off approach, feel free to Email us the submission and we’ll handle the placement at uw@paycorphr.com. Once we receive the information, we’ll handle everything for you.
From providing a custom quote to managing the entire implementation process, we’ll ensure that your referral gets the attention they need. You won’t have to worry about anything, just sit back and watch your commissions grow as the account remains active.
Frequently Asked Questions
Why are PNC insurance agencies losing revenue on workers’ comp declinations?
Many PNC insurance agencies lose revenue because workers' compensation for contractors are difficult to place in traditional markets. Limited carrier appetite, strict underwriting guidelines, and long turnaround times often lead to declined or delayed quotes. When clients can’t wait, agencies are forced to walk away from business they could have otherwise written.
How does a PEO solution help solve limited markets and underwriting delays?
A PEO allows contractors to be placed under a master workers’ compensation policy, removing many of the underwriting obstacles found in traditional insurance markets. This means fewer declinations, broader acceptance for hard-to-place risks, and a faster path to approval. For agencies, it turns previously unplaceable submissions into real revenue opportunities.
How quickly can PayCorp HR approve contractors and deliver quotes?
PayCorp HR is built for speed. Most contractors receive instant approvals, along with same-day quotes and certificates, eliminating weeks of back-and-forth with carriers. This allows agencies to respond immediately to client needs, close deals faster, and keep projects moving without unnecessary delays.
Do I need experience with PEOs to offer this solution to my clients?
No prior PEO experience is required. PayCorp HR can handle the entire process from A to Z, acting as an extension of your team. If you prefer a more hands-on approach, they can also guide you through the process so you understand how PEOs work and can confidently present the solution to your clients.
Quote every contractor with confidence
Have More Questions? Get In Touch!
