Are Your
1099s
Really Covered?

When your subcontractors don’t carry their own workers’ comp, your carrier treats them as your employees during an audit. Their wages get added to your payroll, your premium spikes, and you may owe a large retroactive balance — sometimes tens of thousands of dollars. A PEO solution structures them properly so this never happens.

Traditional insurance only covers what you declare. A PEO co-employs your workforce under a master workers’ comp policy, handling payroll, tax compliance, HR admin, and coverage in one structure. It eliminates most audit surprises and gives you more coverage for less administrative headache.

No. You direct all the work — who, when, how. Paycorp HR handles the administrative and compliance back-end. Your subs remain your subs. We just make sure the paperwork is bulletproof.

Most clients receive their certificate the same day they enroll. We know you can’t afford to lose a job bid waiting on paperwork. Speed is a core promise, not a bonus.

When you factor in audit penalties, retroactive premiums, potential lawsuits, and the administrative time you spend chasing compliance, a PEO almost always costs less than going unprotected. Most clients save money. All clients reduce risk significantly.