Agents Partner
Hard-to-Place Contractor Accounts? We Can Help.
Higher Approvals. Stronger Commissions. Residual Income.
When traditional workers’ compensation markets decline contractor accounts, Paycorp gives insurance agents another way to protect the client—and the commission.
Whether you’re dealing with a roofing contractor, a high MOD score, or a renewal declination, our contractor-focused PEO model can help you keep the opportunity alive.
Why Insurance Agents Work With Paycorp HR
Your team stays focused on selling.
Keep the Client Relationship
You remain your client's trusted advisor.
More Approval Opportunities
Help contractors who don't qualify through traditional markets.
Faster Quotes
Keep projects moving with responsive quoting and dedicated support.
We Handle the Backend
Payroll, onboarding, HR administration, compliance, and ongoing support.
Don't Lose the Client Because the Market Said No
Every agency eventually receives an account that traditional markets won’t write.
Common reasons include:
- High-risk contractor classifications
- Roofing and specialty trades
- High MOD scores
- Claims history
- Renewal declinations
- Limited carrier appetite
- Difficult underwriting requirements
Most agents only have one option: Tell the client “I can’t help.” Paycorp gives you another option.
The Paycorp Difference
Paycorp was built to help agencies support contractor businesses that traditional markets often avoid.
No Audits
Our PEO model helps eliminate many of the audit challenges commonly associated with traditional workers’ compensation policies.
Contractor Specialists
We understand the unique challenges faced by roofing companies, general contractors, electricians, plumbers, painters, framers, and other trades.
Dedicated Support
Every opportunity is supported by a team experienced in contractor payroll, workers’ compensation, HR, and compliance.
Faster Solutions
Help contractors move forward without the delays often associated with traditional placement options.
A Better Solution for Difficult Workers' Comp Accounts
Our contractor-focused PEO model helps agencies find solutions for businesses that are often difficult to place through traditional workers’ compensation markets.
General and Remodeling Contractors
Roofing Contractors
Electrical Contractors
Painting Contractors
Plumbing Contractors
Framing Contractors
Masonry Contractors
Manufacturing & Fabrication
Staffing Companies
Logistics & Warehousing
Instead of losing the account, you can offer another path forward.
Paycorp partners
How the Partnership Works
Option 1: Stay Involved
For agents who want to remain active throughout the process:
- Become a Paycorp partner.
- Submit a contractor opportunity.
- Review quote options.
- Support the client relationship.
- Earn ongoing commissions.
Option 2: Refer and Relax
Prefer a hands-off approach? Simply send us the opportunity.
Our team can:
- Qualify the prospect.
- Prepare quotes.
- Handle underwriting.
- Manage onboarding.
- Support implementation.
You still earn residual commissions while we handle the operational work.
PAYCORP
Hard-to-Place Contractor Accounts?
We Help You Keep the Client.
Why Agents Trust Paycorp
Every hard-to-place account represents an opportunity to strengthen your client relationship—not lose it.
When traditional markets decline coverage, Paycorp helps you offer an alternative solution while you remain the trusted advisor.
Help contractor clients that don’t qualify through traditional workers’ compensation markets.
Our team understands high-risk trades, underwriting challenges, and contractor workforce solutions.
We support the backend while you continue leading the client relationship and growing your agency.
FAQ
Frequently Asked Questions
What makes a contractor account difficult to place?
Contractor accounts are commonly declined because of high-risk operations, claims history, payroll size, experience modification factors (MOD), or carrier underwriting guidelines.
Can Paycorp help when workers' compensation has been declined?
Yes. Paycorp works with insurance agents to explore alternative solutions for contractor businesses that may not qualify through traditional workers’ compensation markets.
Do I lose my client if I work with Paycorp?
No.
You continue managing the client relationship while Paycorp supports payroll, HR, workers’ compensation, and compliance.
What industries are the best fit?
Construction trades including roofing, electrical, plumbing, framing, painting, remodeling, manufacturing, staffing, and logistics.
How quickly can Paycorp review an account?
Our team works quickly to evaluate opportunities and provide guidance, helping agencies respond faster to contractor clients.
Ready to Grow Agency Revenue?
Stop sending contractor opportunities away. Help more clients get approved. Generate stronger commissions.
Keep the relationship.
Copyright © 2026 PayCorp HR. All rights reserved.
Contact info
5575 A1A South, Suite 116A St. Augustine, FL United States, 32080
904 966 4640
sales@paycorphr.com
